Call reports 2019
STATE BANK OF LINCOLN — 2019
What STATE BANK OF LINCOLN reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 355,609,000 | 363,561,000 | 344,730,000 | 334,246,000 |
| Total loans | 137,939,000 | 138,843,000 | 145,720,000 | 161,388,000 |
| Allowance for loan losses | 1,635,000 | 1,471,000 | 2,217,000 | 2,168,000 |
| Securities available for sale | 138,758,000 | 132,717,000 | 126,348,000 | 113,425,000 |
| Securities held to maturity | 22,569,000 | 21,722,000 | 20,277,000 | 19,664,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 318,178,000 | 323,935,000 | 306,152,000 | 297,014,000 |
| Interest-bearing deposits | 233,533,000 | 239,513,000 | 228,552,000 | 212,387,000 |
| Noninterest-bearing deposits | 84,645,000 | 84,422,000 | 77,601,000 | 84,627,000 |
| Equity capital | 36,181,000 | 38,388,000 | 37,173,000 | 35,124,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,233,000 | 7,025,000 | 10,228,000 | 13,316,000 |
| Interest expense | 439,000 | 853,000 | 1,221,000 | 1,533,000 |
| Net interest income | 2,794,000 | 6,172,000 | 9,007,000 | 11,783,000 |
| Noninterest income | 771,000 | 1,957,000 | 3,029,000 | 4,503,000 |
| Noninterest expense | 2,585,000 | 4,967,000 | 7,495,000 | 9,981,000 |
| Provision for loan losses | 156,000 | -418,000 | 455,000 | 420,000 |
| Pretax income | 836,000 | 3,590,000 | 4,107,000 | 5,908,000 |
| Income tax | 19,000 | 39,000 | 58,000 | 1,268,000 |
| Net income | 817,000 | 3,551,000 | 4,049,000 | 4,640,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,646,000 | 36,634,000 | 35,132,000 | 33,222,000 |
| Total capital | 37,281,000 | 38,105,000 | 37,349,000 | 35,390,000 |
| Risk-weighted assets | 184,771,000 | 182,737,000 | 187,893,000 | 201,295,000 |