Call reports 2018
STATE BANK OF LINCOLN — 2018
What STATE BANK OF LINCOLN reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 354,597,000 | 368,342,000 | 344,818,000 | 394,321,000 |
| Total loans | 137,343,000 | 142,344,000 | 143,506,000 | 137,582,000 |
| Allowance for loan losses | 1,545,000 | 1,510,000 | 1,428,000 | 1,524,000 |
| Securities available for sale | 153,759,000 | 150,753,000 | 144,339,000 | 139,185,000 |
| Securities held to maturity | 25,956,000 | 25,812,000 | 24,859,000 | 23,465,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 320,277,000 | 334,046,000 | 310,681,000 | 357,343,000 |
| Interest-bearing deposits | 239,185,000 | 255,783,000 | 236,184,000 | 274,903,000 |
| Noninterest-bearing deposits | 81,092,000 | 78,262,000 | 74,497,000 | 82,439,000 |
| Equity capital | 33,122,000 | 33,115,000 | 32,971,000 | 36,099,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,840,000 | 5,864,000 | 8,893,000 | 11,958,000 |
| Interest expense | 146,000 | 439,000 | 748,000 | 1,120,000 |
| Net interest income | 2,694,000 | 5,425,000 | 8,145,000 | 10,838,000 |
| Noninterest income | 1,201,000 | 2,389,000 | 3,642,000 | 5,238,000 |
| Noninterest expense | 2,520,000 | 5,111,000 | 7,696,000 | 10,225,000 |
| Provision for loan losses | 0 | 0 | 0 | 348,000 |
| Pretax income | 1,375,000 | 2,691,000 | 4,079,000 | 4,939,000 |
| Income tax | 21,000 | 21,000 | 21,000 | 21,000 |
| Net income | 1,354,000 | 2,670,000 | 4,058,000 | 4,918,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,926,000 | 35,400,000 | 35,968,000 | 36,535,000 |
| Total capital | 36,471,000 | 36,910,000 | 37,396,000 | 38,059,000 |
| Risk-weighted assets | 169,556,000 | 172,571,000 | 172,479,000 | 181,100,000 |