Call reports 2017
STATE BANK OF LINCOLN — 2017
What STATE BANK OF LINCOLN reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 353,215,000 | 354,740,000 | 344,762,000 | 342,347,000 |
| Total loans | 127,468,000 | 133,195,000 | 131,862,000 | 130,213,000 |
| Allowance for loan losses | 2,155,000 | 2,193,000 | 2,266,000 | 1,607,000 |
| Securities available for sale | 149,173,000 | 145,630,000 | 151,162,000 | 149,741,000 |
| Securities held to maturity | 29,284,000 | 27,523,000 | 27,294,000 | 26,719,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 318,435,000 | 319,322,000 | 309,328,000 | 307,220,000 |
| Interest-bearing deposits | 239,267,000 | 241,180,000 | 235,941,000 | 232,305,000 |
| Noninterest-bearing deposits | 79,168,000 | 78,142,000 | 73,387,000 | 74,915,000 |
| Equity capital | 33,140,000 | 33,862,000 | 34,028,000 | 34,097,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,476,000 | 5,100,000 | 7,793,000 | 10,473,000 |
| Interest expense | 146,000 | 293,000 | 442,000 | 589,000 |
| Net interest income | 2,330,000 | 4,807,000 | 7,351,000 | 9,884,000 |
| Noninterest income | 1,628,000 | 3,260,000 | 4,818,000 | 6,180,000 |
| Noninterest expense | 2,686,000 | 5,337,000 | 8,052,000 | 10,547,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 180,000 |
| Pretax income | 1,212,000 | 2,610,000 | 3,927,000 | 4,983,000 |
| Income tax | 20,000 | 41,000 | 62,000 | 83,000 |
| Net income | 1,192,000 | 2,569,000 | 3,865,000 | 4,900,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,022,000 | 33,516,000 | 33,805,000 | 34,383,000 |
| Total capital | 35,090,000 | 35,625,000 | 35,864,000 | 36,075,000 |
| Risk-weighted assets | 164,944,000 | 168,149,000 | 164,118,000 | 161,982,000 |