Call reports 2016
STATE BANK OF LINCOLN — 2016
What STATE BANK OF LINCOLN reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 340,192,000 | 343,589,000 | 337,856,000 | 343,749,000 |
| Total loans | 133,313,000 | 127,163,000 | 130,223,000 | 120,613,000 |
| Allowance for loan losses | 1,966,000 | 2,021,000 | 2,045,000 | 2,087,000 |
| Securities available for sale | 123,080,000 | 133,999,000 | 139,260,000 | 137,463,000 |
| Securities held to maturity | 27,213,000 | 27,879,000 | 27,452,000 | 30,724,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 306,162,000 | 308,183,000 | 302,353,000 | 309,619,000 |
| Interest-bearing deposits | 230,783,000 | 235,110,000 | 229,854,000 | 229,780,000 |
| Noninterest-bearing deposits | 75,379,000 | 73,073,000 | 72,499,000 | 79,839,000 |
| Equity capital | 32,541,000 | 34,043,000 | 34,160,000 | 32,629,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,476,000 | 4,920,000 | 7,414,000 | 9,869,000 |
| Interest expense | 146,000 | 290,000 | 439,000 | 587,000 |
| Net interest income | 2,330,000 | 4,630,000 | 6,975,000 | 9,282,000 |
| Noninterest income | 1,778,000 | 4,386,000 | 6,683,000 | 8,745,000 |
| Noninterest expense | 2,590,000 | 5,340,000 | 8,383,000 | 11,407,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 1,458,000 | 3,574,000 | 5,113,000 | 6,399,000 |
| Income tax | 33,000 | 67,000 | 100,000 | 133,000 |
| Net income | 1,425,000 | 3,507,000 | 5,013,000 | 6,266,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,798,000 | 31,838,000 | 32,337,000 | 32,739,000 |
| Total capital | 32,822,000 | 33,817,000 | 34,374,000 | 34,702,000 |
| Risk-weighted assets | 161,401,000 | 157,759,000 | 162,408,000 | 156,367,000 |