Call reports 2015
STATE BANK OF LINCOLN — 2015
What STATE BANK OF LINCOLN reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 335,123,000 | 338,021,000 | 336,143,000 | 350,254,000 |
| Total loans | 132,216,000 | 127,243,000 | 127,789,000 | 134,358,000 |
| Allowance for loan losses | 1,787,000 | 1,844,000 | 1,898,000 | 1,888,000 |
| Securities available for sale | 124,454,000 | 130,689,000 | 128,825,000 | 126,625,000 |
| Securities held to maturity | 29,597,000 | 29,303,000 | 29,031,000 | 28,188,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 303,486,000 | 304,656,000 | 302,463,000 | 317,453,000 |
| Interest-bearing deposits | 230,369,000 | 231,972,000 | 232,631,000 | 230,286,000 |
| Noninterest-bearing deposits | 73,117,000 | 72,684,000 | 69,832,000 | 87,167,000 |
| Equity capital | 29,997,000 | 31,984,000 | 32,499,000 | 31,368,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,393,000 | 4,667,000 | 7,078,000 | 9,520,000 |
| Interest expense | 160,000 | 315,000 | 469,000 | 618,000 |
| Net interest income | 2,233,000 | 4,352,000 | 6,609,000 | 8,902,000 |
| Noninterest income | 1,473,000 | 5,541,000 | 7,442,000 | 9,382,000 |
| Noninterest expense | 2,584,000 | 5,423,000 | 8,257,000 | 11,243,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 1,062,000 | 4,350,000 | 5,614,000 | 6,801,000 |
| Income tax | 14,000 | 27,000 | 87,000 | 147,000 |
| Net income | 1,048,000 | 4,323,000 | 5,527,000 | 6,654,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,324,000 | 30,728,000 | 30,972,000 | 30,452,000 |
| Total capital | 30,328,000 | 32,707,000 | 32,962,000 | 32,515,000 |
| Risk-weighted assets | 160,222,000 | 157,946,000 | 158,930,000 | 164,677,000 |