Call reports 2014
STATE BANK OF LINCOLN — 2014
What STATE BANK OF LINCOLN reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 339,329,000 | 346,178,000 | 328,335,000 | 333,038,000 |
| Total loans | 106,544,000 | 125,528,000 | 129,568,000 | 135,749,000 |
| Allowance for loan losses | 1,380,000 | 1,646,000 | 1,708,000 | 1,742,000 |
| Securities available for sale | 96,612,000 | 104,604,000 | 113,180,000 | 114,163,000 |
| Securities held to maturity | 31,659,000 | 31,892,000 | 31,695,000 | 30,585,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 310,005,000 | 316,196,000 | 297,928,000 | 302,373,000 |
| Interest-bearing deposits | 237,860,000 | 241,976,000 | 232,669,000 | 226,671,000 |
| Noninterest-bearing deposits | 72,145,000 | 74,220,000 | 65,259,000 | 75,702,000 |
| Equity capital | 27,850,000 | 28,485,000 | 28,921,000 | 29,200,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,618,000 | 5,001,000 | 7,573,000 | 10,020,000 |
| Interest expense | 198,000 | 384,000 | 563,000 | 732,000 |
| Net interest income | 2,420,000 | 4,617,000 | 7,010,000 | 9,288,000 |
| Noninterest income | 2,073,000 | 4,151,000 | 6,511,000 | 8,639,000 |
| Noninterest expense | 2,716,000 | 5,606,000 | 8,776,000 | 11,913,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 1,717,000 | 3,068,000 | 4,592,000 | 5,803,000 |
| Income tax | 16,000 | 32,000 | 48,000 | 65,000 |
| Net income | 1,701,000 | 3,036,000 | 4,544,000 | 5,738,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,700,000 | 26,561,000 | 27,104,000 | 27,602,000 |
| Total capital | 28,149,000 | 28,412,000 | 29,054,000 | 29,624,000 |
| Risk-weighted assets | 131,744,000 | 153,484,000 | 158,755,000 | 164,169,000 |