Call reports 2013
STATE BANK OF LINCOLN — 2013
What STATE BANK OF LINCOLN reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 356,024,000 | 346,304,000 | 351,409,000 | 332,984,000 |
| Total loans | 117,021,000 | 105,585,000 | 114,384,000 | 111,588,000 |
| Allowance for loan losses | 1,601,000 | 1,665,000 | 1,489,000 | 1,286,000 |
| Securities available for sale | 177,762,000 | 190,341,000 | 148,719,000 | 94,864,000 |
| Securities held to maturity | 0 | 0 | 0 | 31,881,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 323,159,000 | 317,110,000 | 322,073,000 | 305,798,000 |
| Interest-bearing deposits | 254,227,000 | 249,203,000 | 256,568,000 | 234,894,000 |
| Noninterest-bearing deposits | 68,932,000 | 67,907,000 | 65,505,000 | 70,904,000 |
| Equity capital | 30,415,000 | 26,774,000 | 27,078,000 | 25,845,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,630,000 | 5,116,000 | 7,637,000 | 10,058,000 |
| Interest expense | 298,000 | 570,000 | 828,000 | 1,042,000 |
| Net interest income | 2,332,000 | 4,546,000 | 6,809,000 | 9,016,000 |
| Noninterest income | 3,248,000 | 6,113,000 | 8,698,000 | 10,452,000 |
| Noninterest expense | 3,578,000 | 7,063,000 | 10,424,000 | 15,242,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 1,942,000 | 3,476,000 | 3,091,000 | 1,901,000 |
| Income tax | 27,000 | 55,000 | 82,000 | 67,000 |
| Net income | 1,915,000 | 3,421,000 | 3,009,000 | 1,834,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,364,000 | 27,236,000 | 26,419,000 | 25,288,000 |
| Total capital | 28,014,000 | 28,995,000 | 28,047,000 | 26,758,000 |
| Risk-weighted assets | 158,906,000 | 142,651,000 | 143,149,000 | 136,334,000 |