Call reports 2012
STATE BANK OF LINCOLN — 2012
What STATE BANK OF LINCOLN reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 335,145,000 | 343,357,000 | 350,646,000 | 347,022,000 |
| Total loans | 121,283,000 | 124,183,000 | 124,869,000 | 128,468,000 |
| Allowance for loan losses | 2,654,000 | 2,435,000 | 2,424,000 | 2,140,000 |
| Securities available for sale | 148,248,000 | 150,535,000 | 166,135,000 | 164,825,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 298,653,000 | 306,041,000 | 312,930,000 | 314,680,000 |
| Interest-bearing deposits | 236,522,000 | 245,954,000 | 249,114,000 | 245,515,000 |
| Noninterest-bearing deposits | 62,131,000 | 60,087,000 | 63,816,000 | 69,165,000 |
| Equity capital | 34,061,000 | 35,034,000 | 35,410,000 | 30,231,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,975,000 | 5,861,000 | 8,823,000 | 11,662,000 |
| Interest expense | 422,000 | 816,000 | 1,183,000 | 1,508,000 |
| Net interest income | 2,553,000 | 5,045,000 | 7,640,000 | 10,154,000 |
| Noninterest income | 3,619,000 | 6,633,000 | 10,972,000 | 15,181,000 |
| Noninterest expense | 3,792,000 | 7,559,000 | 11,938,000 | 16,809,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,659,000 | 4,398,000 | 6,953,000 | 9,921,000 |
| Income tax | 24,000 | 52,000 | 78,000 | 106,000 |
| Net income | 2,635,000 | 4,346,000 | 6,875,000 | 9,815,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,262,000 | 29,082,000 | 28,934,000 | 25,465,000 |
| Total capital | 30,184,000 | 31,028,000 | 30,941,000 | 27,512,000 |
| Risk-weighted assets | 154,376,000 | 157,074,000 | 160,878,000 | 164,454,000 |