Call reports 2011
STATE BANK OF LINCOLN — 2011
What STATE BANK OF LINCOLN reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 322,140,000 | 323,545,000 | 320,848,000 | 328,478,000 |
| Total loans | 130,037,000 | 130,771,000 | 133,922,000 | 130,746,000 |
| Allowance for loan losses | 2,693,000 | 2,703,000 | 2,692,000 | 2,653,000 |
| Securities available for sale | 115,045,000 | 115,057,000 | 112,426,000 | 148,179,000 |
| Securities held to maturity | 31,755,000 | 36,669,000 | 40,347,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 290,496,000 | 290,425,000 | 287,227,000 | 292,066,000 |
| Interest-bearing deposits | 236,214,000 | 240,949,000 | 58,420,000 | 226,601,000 |
| Noninterest-bearing deposits | 54,282,000 | 49,476,000 | 228,807,000 | 65,465,000 |
| Equity capital | 27,947,000 | 29,024,000 | 30,299,000 | 33,041,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,100,000 | 6,315,000 | 9,567,000 | 12,749,000 |
| Interest expense | 616,000 | 1,187,000 | 1,717,000 | 2,183,000 |
| Net interest income | 2,484,000 | 5,128,000 | 7,850,000 | 10,566,000 |
| Noninterest income | 2,022,000 | 3,908,000 | 6,617,000 | 9,683,000 |
| Noninterest expense | 2,750,000 | 5,567,000 | 8,894,000 | 12,508,000 |
| Provision for loan losses | 300,000 | 450,000 | 510,000 | 570,000 |
| Pretax income | 1,456,000 | 3,019,000 | 5,063,000 | 7,348,000 |
| Income tax | 16,000 | 31,000 | 46,000 | 62,000 |
| Net income | 1,440,000 | 2,988,000 | 5,017,000 | 7,286,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,209,000 | 24,849,000 | 25,872,000 | 26,923,000 |
| Total capital | 26,230,000 | 26,902,000 | 27,945,000 | 28,958,000 |
| Risk-weighted assets | 162,370,000 | 164,960,000 | 167,460,000 | 163,559,000 |