Call reports 2010
STATE BANK OF LINCOLN — 2010
What STATE BANK OF LINCOLN reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 289,039,000 | 306,944,000 | 322,596,000 | 325,195,000 |
| Total loans | 122,815,000 | 128,214,000 | 139,303,000 | 142,297,000 |
| Allowance for loan losses | 2,014,000 | 1,943,000 | 2,090,000 | 2,586,000 |
| Securities available for sale | 89,425,000 | 115,377,000 | 112,263,000 | 107,129,000 |
| Securities held to maturity | 23,940,000 | 25,067,000 | 27,145,000 | 26,899,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 259,775,000 | 276,223,000 | 291,036,000 | 294,341,000 |
| Interest-bearing deposits | 215,648,000 | 236,241,000 | 240,598,000 | 236,485,000 |
| Noninterest-bearing deposits | 44,127,000 | 39,982,000 | 50,438,000 | 57,856,000 |
| Equity capital | 25,115,000 | 26,701,000 | 27,862,000 | 26,750,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,064,000 | 6,188,000 | 9,520,000 | 12,649,000 |
| Interest expense | 725,000 | 1,446,000 | 2,173,000 | 2,842,000 |
| Net interest income | 2,339,000 | 4,742,000 | 7,347,000 | 9,807,000 |
| Noninterest income | 1,799,000 | 4,096,000 | 7,223,000 | 10,724,000 |
| Noninterest expense | 2,703,000 | 5,521,000 | 8,943,000 | 12,874,000 |
| Provision for loan losses | 60,000 | 200,000 | 350,000 | 1,400,000 |
| Pretax income | 1,375,000 | 3,176,000 | 5,336,000 | 6,316,000 |
| Income tax | 18,000 | 36,000 | 54,000 | 72,000 |
| Net income | 1,357,000 | 3,140,000 | 5,282,000 | 6,244,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,996,000 | 22,653,000 | 23,758,000 | 23,676,000 |
| Total capital | 23,882,000 | 24,385,000 | 25,836,000 | 25,804,000 |
| Risk-weighted assets | 150,763,000 | 158,089,000 | 167,633,000 | 171,124,000 |