Call reports 2009
STATE BANK OF LINCOLN — 2009
What STATE BANK OF LINCOLN reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 188,163,000 | 194,810,000 | 278,036,000 | 287,094,000 |
| Total loans | 102,614,000 | 107,574,000 | 123,543,000 | 128,669,000 |
| Allowance for loan losses | 2,157,000 | 2,129,000 | 2,119,000 | 2,049,000 |
| Securities available for sale | 44,440,000 | 41,427,000 | 71,830,000 | 62,871,000 |
| Securities held to maturity | 20,361,000 | 20,772,000 | 22,195,000 | 23,371,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 161,410,000 | 167,204,000 | 247,515,000 | 258,960,000 |
| Interest-bearing deposits | 131,098,000 | 137,853,000 | 206,509,000 | 209,093,000 |
| Noninterest-bearing deposits | 30,312,000 | 29,351,000 | 41,006,000 | 49,866,000 |
| Equity capital | 22,804,000 | 23,326,000 | 24,044,000 | 24,603,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,542,000 | 4,996,000 | 7,912,000 | 10,979,000 |
| Interest expense | 688,000 | 1,335,000 | 2,148,000 | 2,919,000 |
| Net interest income | 1,854,000 | 3,661,000 | 5,764,000 | 8,060,000 |
| Noninterest income | 2,169,000 | 4,412,000 | 6,500,000 | 8,800,000 |
| Noninterest expense | 2,029,000 | 4,387,000 | 7,004,000 | 10,608,000 |
| Provision for loan losses | 120,000 | 150,000 | 180,000 | 240,000 |
| Pretax income | 1,879,000 | 3,550,000 | 5,091,000 | 6,151,000 |
| Income tax | 13,000 | 25,000 | 38,000 | 56,000 |
| Net income | 1,866,000 | 3,525,000 | 5,053,000 | 6,095,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,619,000 | 22,207,000 | 20,624,000 | 21,368,000 |
| Total capital | 23,035,000 | 23,626,000 | 22,507,000 | 23,325,000 |
| Risk-weighted assets | 112,573,000 | 116,933,000 | 150,414,000 | 156,534,000 |