Call reports 2008
STATE BANK OF LINCOLN — 2008
What STATE BANK OF LINCOLN reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 181,094,000 | 181,897,000 | 189,746,000 | 195,883,000 |
| Total loans | 104,956,000 | 107,481,000 | 106,612,000 | 113,628,000 |
| Allowance for loan losses | 2,048,000 | 2,054,000 | 2,026,000 | 2,027,000 |
| Securities available for sale | 39,928,000 | 43,445,000 | 43,068,000 | 44,995,000 |
| Securities held to maturity | 18,480,000 | 18,438,000 | 18,407,000 | 20,524,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 155,294,000 | 156,381,000 | 164,336,000 | 169,420,000 |
| Interest-bearing deposits | 129,895,000 | 131,561,000 | 142,713,000 | 138,333,000 |
| Noninterest-bearing deposits | 25,399,000 | 24,820,000 | 21,623,000 | 31,087,000 |
| Equity capital | 21,099,000 | 19,562,000 | 21,166,000 | 22,192,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,678,000 | 5,224,000 | 7,824,000 | 10,432,000 |
| Interest expense | 1,071,000 | 1,979,000 | 2,874,000 | 3,694,000 |
| Net interest income | 1,607,000 | 3,245,000 | 4,950,000 | 6,738,000 |
| Noninterest income | 868,000 | 1,868,000 | 2,821,000 | 3,522,000 |
| Noninterest expense | 1,405,000 | 2,929,000 | 4,454,000 | 6,054,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 125,000 |
| Pretax income | 1,071,000 | 2,164,000 | 3,269,000 | 4,264,000 |
| Income tax | 14,000 | 26,000 | 38,000 | 50,000 |
| Net income | 1,057,000 | 2,138,000 | 3,231,000 | 4,214,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,071,000 | 20,277,000 | 20,521,000 | 20,755,000 |
| Total capital | 21,527,000 | 21,749,000 | 22,015,000 | 22,296,000 |
| Risk-weighted assets | 115,922,000 | 117,202,000 | 118,966,000 | 122,821,000 |