Call reports 2005
STATE BANK OF LINCOLN — 2005
What STATE BANK OF LINCOLN reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 168,676,000 | 169,377,000 | 176,859,000 | 179,948,000 |
| Total loans | 102,665,000 | 106,087,000 | 115,252,000 | 117,163,000 |
| Allowance for loan losses | 2,047,000 | 2,046,000 | 2,072,000 | 2,014,000 |
| Securities available for sale | 34,331,000 | 33,355,000 | 31,916,000 | 32,298,000 |
| Securities held to maturity | 16,666,000 | 17,213,000 | 18,218,000 | 17,408,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,318,000 | 132,318,000 | 143,467,000 | 145,646,000 |
| Interest-bearing deposits | 115,453,000 | 111,450,000 | 122,792,000 | 121,441,000 |
| Noninterest-bearing deposits | 22,865,000 | 20,868,000 | 20,675,000 | 24,205,000 |
| Equity capital | 23,486,000 | 24,078,000 | 23,984,000 | 23,847,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,233,000 | 4,525,000 | 6,996,000 | 9,648,000 |
| Interest expense | 501,000 | 1,051,000 | 1,791,000 | 2,634,000 |
| Net interest income | 1,732,000 | 3,474,000 | 5,205,000 | 7,014,000 |
| Noninterest income | 739,000 | 1,632,000 | 2,651,000 | 3,477,000 |
| Noninterest expense | 1,247,000 | 2,585,000 | 4,009,000 | 5,339,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 1,194,000 | 2,461,000 | 3,761,000 | 5,036,000 |
| Income tax | 5,000 | 9,000 | 13,000 | 18,000 |
| Net income | 1,189,000 | 2,452,000 | 3,748,000 | 5,018,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,929,000 | 24,263,000 | 24,325,000 | 24,474,000 |
| Total capital | 25,332,000 | 25,701,000 | 25,888,000 | 26,052,000 |
| Risk-weighted assets | 111,630,000 | 114,400,000 | 124,534,000 | 125,808,000 |
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