Call reports 2004
STATE BANK OF LINCOLN — 2004
What STATE BANK OF LINCOLN reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 174,373,000 | 171,400,000 | 173,835,000 | 175,368,000 |
| Total loans | 99,209,000 | 93,797,000 | 102,914,000 | 105,259,000 |
| Allowance for loan losses | 2,119,000 | 2,060,000 | 2,055,000 | 2,017,000 |
| Securities available for sale | 43,186,000 | 40,496,000 | 36,452,000 | 33,620,000 |
| Securities held to maturity | 14,204,000 | 14,514,000 | 17,275,000 | 15,643,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 144,690,000 | 142,280,000 | 142,075,000 | 146,274,000 |
| Interest-bearing deposits | 122,720,000 | 121,978,000 | 122,549,000 | 123,692,000 |
| Noninterest-bearing deposits | 21,970,000 | 20,302,000 | 19,526,000 | 22,582,000 |
| Equity capital | 23,197,000 | 22,484,000 | 23,581,000 | 23,556,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,143,000 | 4,207,000 | 6,350,000 | 8,552,000 |
| Interest expense | 507,000 | 997,000 | 1,489,000 | 1,992,000 |
| Net interest income | 1,636,000 | 3,210,000 | 4,861,000 | 6,560,000 |
| Noninterest income | 852,000 | 1,756,000 | 2,619,000 | 3,476,000 |
| Noninterest expense | 1,190,000 | 2,475,000 | 3,819,000 | 5,200,000 |
| Provision for loan losses | 30,000 | 30,000 | 30,000 | 30,000 |
| Pretax income | 1,268,000 | 2,461,000 | 3,635,000 | 4,814,000 |
| Income tax | 16,000 | 15,000 | 22,000 | 28,000 |
| Net income | 1,252,000 | 2,446,000 | 3,613,000 | 4,786,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,684,000 | 22,992,000 | 23,524,000 | 23,611,000 |
| Total capital | 24,078,000 | 24,315,000 | 24,915,000 | 25,032,000 |
| Risk-weighted assets | 110,869,000 | 105,109,000 | 110,606,000 | 113,122,000 |
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