Call reports 2016
FIRST STATE BANK — 2016
What FIRST STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 46,199,000 | 43,631,000 | 44,156,000 | 46,165,000 |
| Total loans | 34,737,000 | 35,373,000 | 36,416,000 | 37,270,000 |
| Allowance for loan losses | 566,000 | 566,000 | 565,000 | 490,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,515,000 | 1,570,000 | 1,198,000 | 1,759,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,779,000 | 36,218,000 | 34,732,000 | 36,739,000 |
| Interest-bearing deposits | 30,462,000 | 28,589,000 | 27,639,000 | 28,550,000 |
| Noninterest-bearing deposits | 7,317,000 | 7,629,000 | 7,093,000 | 8,189,000 |
| Equity capital | 4,545,000 | 4,393,000 | 4,481,000 | 4,541,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 456,000 | 898,000 | 1,348,000 | 1,793,000 |
| Interest expense | 96,000 | 184,000 | 268,000 | 350,000 |
| Net interest income | 360,000 | 714,000 | 1,080,000 | 1,443,000 |
| Noninterest income | 20,000 | 42,000 | 63,000 | 84,000 |
| Noninterest expense | 286,000 | 559,000 | 854,000 | 1,169,000 |
| Provision for loan losses | 0 | 0 | 0 | -75,000 |
| Pretax income | 94,000 | 197,000 | 289,000 | 433,000 |
| Income tax | 4,000 | 9,000 | 13,000 | 22,000 |
| Net income | 90,000 | 188,000 | 276,000 | 411,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,246,000 | 4,094,000 | 4,182,000 | 4,242,000 |
| Total capital | 4,666,000 | 4,523,000 | 4,631,000 | 4,690,000 |
| Risk-weighted assets | 33,520,000 | 34,225,000 | 35,838,000 | 35,864,000 |