Call reports 2015
FIRST STATE BANK — 2015
What FIRST STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 50,364,000 | 47,699,000 | 45,632,000 | 47,090,000 |
| Total loans | 40,152,000 | 42,264,000 | 35,190,000 | 40,823,000 |
| Allowance for loan losses | 562,000 | 562,000 | 562,000 | 566,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,635,000 | 1,515,000 | 1,515,000 | 1,515,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,745,000 | 39,718,000 | 38,022,000 | 38,924,000 |
| Interest-bearing deposits | 35,883,000 | 32,785,000 | 31,244,000 | 30,376,000 |
| Noninterest-bearing deposits | 6,862,000 | 6,933,000 | 6,778,000 | 8,548,000 |
| Equity capital | 4,346,000 | 4,382,000 | 4,429,000 | 4,455,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 515,000 | 1,033,000 | 1,539,000 | 2,019,000 |
| Interest expense | 105,000 | 203,000 | 299,000 | 393,000 |
| Net interest income | 410,000 | 830,000 | 1,240,000 | 1,626,000 |
| Noninterest income | 21,000 | 45,000 | 68,000 | 90,000 |
| Noninterest expense | 296,000 | 581,000 | 865,000 | 1,160,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 135,000 | 294,000 | 443,000 | 556,000 |
| Income tax | 6,000 | 14,000 | 21,000 | 28,000 |
| Net income | 129,000 | 280,000 | 422,000 | 528,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,047,000 | 4,083,000 | 4,130,000 | 4,156,000 |
| Total capital | 4,526,000 | 4,594,000 | 4,570,000 | 4,653,000 |
| Risk-weighted assets | 38,247,000 | 40,850,000 | 35,110,000 | 39,703,000 |