Call reports 2014
FIRST STATE BANK — 2014
What FIRST STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 47,213,000 | 49,805,000 | 46,534,000 | 50,862,000 |
| Total loans | 40,555,000 | 43,930,000 | 39,889,000 | 42,780,000 |
| Allowance for loan losses | 419,000 | 469,000 | 529,000 | 562,000 |
| Securities available for sale | 99,000 | 0 | 0 | 0 |
| Securities held to maturity | 2,339,000 | 1,777,000 | 1,637,000 | 1,636,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,189,000 | 38,603,000 | 37,799,000 | 41,959,000 |
| Interest-bearing deposits | 31,218,000 | 32,280,000 | 31,625,000 | 35,016,000 |
| Noninterest-bearing deposits | 6,971,000 | 6,323,000 | 6,174,000 | 6,943,000 |
| Equity capital | 4,160,000 | 4,215,000 | 4,302,000 | 4,344,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 507,000 | 1,028,000 | 1,579,000 | 2,131,000 |
| Interest expense | 109,000 | 226,000 | 337,000 | 441,000 |
| Net interest income | 398,000 | 802,000 | 1,242,000 | 1,690,000 |
| Noninterest income | 28,000 | 51,000 | 99,000 | 155,000 |
| Noninterest expense | 301,000 | 588,000 | 892,000 | 1,208,000 |
| Provision for loan losses | 30,000 | 80,000 | 140,000 | 195,000 |
| Pretax income | 95,000 | 185,000 | 309,000 | 442,000 |
| Income tax | 5,000 | 10,000 | 15,000 | 22,000 |
| Net income | 90,000 | 175,000 | 294,000 | 420,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,861,000 | 3,916,000 | 4,003,000 | 4,045,000 |
| Total capital | 4,280,000 | 4,385,000 | 4,484,000 | 4,552,000 |
| Risk-weighted assets | 38,335,000 | 41,594,000 | 38,407,000 | 40,519,000 |