Call reports 2013
FIRST STATE BANK — 2013
What FIRST STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 46,476,000 | 47,205,000 | 48,357,000 | 46,048,000 |
| Total loans | 36,020,000 | 38,134,000 | 40,852,000 | 39,167,000 |
| Allowance for loan losses | 376,000 | 339,000 | 339,000 | 389,000 |
| Securities available for sale | 609,000 | 606,000 | 601,000 | 100,000 |
| Securities held to maturity | 2,487,000 | 2,485,000 | 2,343,000 | 2,341,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,922,000 | 37,708,000 | 35,933,000 | 37,307,000 |
| Interest-bearing deposits | 31,364,000 | 31,721,000 | 29,789,000 | 30,706,000 |
| Noninterest-bearing deposits | 6,558,000 | 5,987,000 | 6,144,000 | 6,601,000 |
| Equity capital | 3,715,000 | 3,828,000 | 3,988,000 | 4,070,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 465,000 | 965,000 | 1,503,000 | 2,030,000 |
| Interest expense | 108,000 | 230,000 | 356,000 | 477,000 |
| Net interest income | 357,000 | 735,000 | 1,147,000 | 1,553,000 |
| Noninterest income | 27,000 | 52,000 | 100,000 | 157,000 |
| Noninterest expense | 262,000 | 536,000 | 827,000 | 1,183,000 |
| Provision for loan losses | 0 | 12,000 | 12,000 | 32,000 |
| Pretax income | 122,000 | 239,000 | 408,000 | 495,000 |
| Income tax | 6,000 | 11,000 | 19,000 | 24,000 |
| Net income | 116,000 | 228,000 | 389,000 | 471,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,416,000 | 3,529,000 | 3,689,000 | 3,771,000 |
| Total capital | 3,792,000 | 3,868,000 | 4,028,000 | 4,160,000 |
| Risk-weighted assets | 34,966,000 | 37,536,000 | 40,119,000 | 37,924,000 |