Call reports 2012
FIRST STATE BANK — 2012
What FIRST STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 48,691,000 | 46,870,000 | 44,508,000 | 45,988,000 |
| Total loans | 32,743,000 | 35,896,000 | 34,733,000 | 33,608,000 |
| Allowance for loan losses | 407,000 | 407,000 | 407,000 | 373,000 |
| Securities available for sale | 624,000 | 620,000 | 617,000 | 613,000 |
| Securities held to maturity | 1,771,000 | 2,139,000 | 1,816,000 | 1,814,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,354,000 | 38,041,000 | 35,098,000 | 38,245,000 |
| Interest-bearing deposits | 34,495,000 | 32,093,000 | 29,036,000 | 30,824,000 |
| Noninterest-bearing deposits | 5,859,000 | 5,948,000 | 6,062,000 | 7,421,000 |
| Equity capital | 3,878,000 | 3,746,000 | 3,899,000 | 3,799,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 490,000 | 983,000 | 1,498,000 | 1,987,000 |
| Interest expense | 126,000 | 255,000 | 382,000 | 496,000 |
| Net interest income | 364,000 | 728,000 | 1,116,000 | 1,491,000 |
| Noninterest income | 24,000 | 48,000 | 97,000 | 154,000 |
| Noninterest expense | 283,000 | 557,000 | 834,000 | 1,146,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 105,000 | 219,000 | 379,000 | 499,000 |
| Income tax | 5,000 | 10,000 | 18,000 | 24,000 |
| Net income | 100,000 | 209,000 | 361,000 | 475,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,579,000 | 3,447,000 | 3,600,000 | 3,500,000 |
| Total capital | 3,966,000 | 3,854,000 | 4,007,000 | 3,873,000 |
| Risk-weighted assets | 30,911,000 | 34,491,000 | 33,406,000 | 32,564,000 |