Call reports 2011
FIRST STATE BANK — 2011
What FIRST STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 45,802,000 | 45,894,000 | 45,714,000 | 45,076,000 |
| Total loans | 33,258,000 | 34,489,000 | 34,616,000 | 33,869,000 |
| Allowance for loan losses | 406,000 | 406,000 | 406,000 | 406,000 |
| Securities available for sale | 320,000 | 312,000 | 301,000 | 290,000 |
| Securities held to maturity | 0 | 1,082,000 | 1,776,000 | 1,773,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,806,000 | 37,518,000 | 36,671,000 | 37,092,000 |
| Interest-bearing deposits | 31,693,000 | 33,139,000 | 31,746,000 | 31,828,000 |
| Noninterest-bearing deposits | 6,112,000 | 4,378,000 | 4,925,000 | 5,264,000 |
| Equity capital | 3,847,000 | 3,811,000 | 3,791,000 | 3,778,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 496,000 | 1,004,000 | 1,541,000 | 2,050,000 |
| Interest expense | 151,000 | 287,000 | 429,000 | 557,000 |
| Net interest income | 345,000 | 717,000 | 1,112,000 | 1,493,000 |
| Noninterest income | 22,000 | 61,000 | 105,000 | 150,000 |
| Noninterest expense | 219,000 | 446,000 | 686,000 | 1,001,000 |
| Provision for loan losses | 12,000 | 12,000 | 12,000 | 12,000 |
| Pretax income | 136,000 | 320,000 | 519,000 | 630,000 |
| Income tax | 7,000 | 16,000 | 26,000 | 30,000 |
| Net income | 129,000 | 304,000 | 493,000 | 600,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,548,000 | 3,512,000 | 3,492,000 | 3,479,000 |
| Total capital | 3,915,000 | 3,903,000 | 3,892,000 | 3,869,000 |
| Risk-weighted assets | 29,310,000 | 31,239,000 | 31,993,000 | 31,196,000 |