Call reports 2014
FIRST FEDERAL BANK — 2014
What FIRST FEDERAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 569,122,000 | 554,963,000 | 601,421,000 | 603,767,000 |
| Total loans | 403,464,000 | 410,731,000 | 432,922,000 | 434,990,000 |
| Allowance for loan losses | 12,478,000 | 12,167,000 | 12,147,000 | 12,105,000 |
| Securities available for sale | 71,951,000 | 75,754,000 | 69,419,000 | 79,247,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 490,054,000 | 492,875,000 | 516,688,000 | 509,451,000 |
| Interest-bearing deposits | 466,842,000 | 468,792,000 | 491,248,000 | 476,171,000 |
| Noninterest-bearing deposits | 23,212,000 | 24,083,000 | 25,440,000 | 33,280,000 |
| Equity capital | 70,934,000 | 47,486,000 | 68,622,000 | 69,219,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 4,751,000 | 9,737,000 | 14,915,000 | 20,174,000 |
| Interest expense | 892,000 | 1,843,000 | 2,818,000 | 3,791,000 |
| Net interest income | 3,859,000 | 7,894,000 | 12,097,000 | 16,383,000 |
| Noninterest income | 1,093,000 | 2,136,000 | 3,341,000 | 5,213,000 |
| Noninterest expense | 5,068,000 | 10,101,000 | 15,146,000 | 19,854,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -116,000 | -71,000 | 322,000 | 1,772,000 |
| Income tax | 0 | -210,000 | -21,163,000 | -20,149,000 |
| Net income | -116,000 | 139,000 | 21,485,000 | 21,921,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 70,813,000 | 46,658,000 | 51,694,000 | 54,215,000 |
| Total capital | 76,201,000 | 52,150,000 | 57,597,000 | 60,226,000 |
| Risk-weighted assets | 423,953,000 | 432,692,000 | 465,975,000 | 474,801,000 |