Call reports 2013
FIRST FEDERAL BANK — 2013
What FIRST FEDERAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 547,508,000 | 515,823,000 | 529,963,000 | 548,836,000 |
| Total loans | 354,158,000 | 348,249,000 | 365,860,000 | 388,065,000 |
| Allowance for loan losses | 15,597,000 | 13,249,000 | 13,078,000 | 12,711,000 |
| Securities available for sale | 51,328,000 | 48,220,000 | 73,335,000 | 70,828,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 472,529,000 | 443,456,000 | 456,950,000 | 471,136,000 |
| Interest-bearing deposits | 447,024,000 | 419,556,000 | 434,423,000 | 450,504,000 |
| Noninterest-bearing deposits | 25,505,000 | 23,900,000 | 22,527,000 | 20,632,000 |
| Equity capital | 70,401,000 | 69,844,000 | 70,522,000 | 70,386,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 4,581,000 | 9,037,000 | 13,617,000 | 18,365,000 |
| Interest expense | 859,000 | 1,689,000 | 2,514,000 | 3,392,000 |
| Net interest income | 3,722,000 | 7,348,000 | 11,103,000 | 14,973,000 |
| Noninterest income | 1,475,000 | 2,855,000 | 4,230,000 | 5,580,000 |
| Noninterest expense | 4,746,000 | 9,506,000 | 14,319,000 | 19,176,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 451,000 | 697,000 | 1,039,000 | 1,402,000 |
| Income tax | 0 | 0 | 10,000 | 11,000 |
| Net income | 451,000 | 697,000 | 1,029,000 | 1,391,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,713,000 | 70,013,000 | 70,417,000 | 70,853,000 |
| Total capital | 74,369,000 | 74,600,000 | 75,197,000 | 76,036,000 |
| Risk-weighted assets | 361,570,000 | 358,298,000 | 374,110,000 | 407,126,000 |