Call reports 2012
FIRST FEDERAL BANK — 2012
What FIRST FEDERAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 573,371,000 | 555,303,000 | 543,756,000 | 530,395,000 |
| Total loans | 350,902,000 | 353,035,000 | 362,200,000 | 357,440,000 |
| Allowance for loan losses | 18,340,000 | 17,264,000 | 16,432,000 | 15,676,000 |
| Securities available for sale | 63,488,000 | 55,839,000 | 58,514,000 | 53,326,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 494,185,000 | 480,364,000 | 468,237,000 | 457,231,000 |
| Interest-bearing deposits | 465,914,000 | 454,040,000 | 443,487,000 | 432,502,000 |
| Noninterest-bearing deposits | 28,271,000 | 26,324,000 | 24,750,000 | 24,729,000 |
| Equity capital | 66,295,000 | 67,849,000 | 68,614,000 | 68,197,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 5,387,000 | 10,782,000 | 15,847,000 | 20,911,000 |
| Interest expense | 1,253,000 | 2,381,000 | 3,450,000 | 4,422,000 |
| Net interest income | 4,134,000 | 8,401,000 | 12,397,000 | 16,489,000 |
| Noninterest income | 1,832,000 | 3,756,000 | 5,340,000 | 6,616,000 |
| Noninterest expense | 5,658,000 | 11,524,000 | 16,607,000 | 22,341,000 |
| Provision for loan losses | 16,000 | 22,000 | 22,000 | 22,000 |
| Pretax income | 292,000 | 1,153,000 | 1,650,000 | 1,284,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 292,000 | 1,153,000 | 1,650,000 | 1,284,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,336,000 | 67,235,000 | 67,764,000 | 67,434,000 |
| Total capital | 69,960,000 | 71,902,000 | 72,568,000 | 72,131,000 |
| Risk-weighted assets | 356,209,000 | 360,772,000 | 372,690,000 | 364,774,000 |