Call reports 2017
ADAMS COUNTY BUILDING AND LOAN COMPANY, THE — 2017
What ADAMS COUNTY BUILDING AND LOAN COMPANY, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 22,970,000 | 22,964,000 | 22,589,000 | 22,073,000 |
| Total loans | 14,279,000 | 14,422,000 | 14,186,000 | 14,466,000 |
| Allowance for loan losses | 200,000 | 200,000 | 195,000 | 195,000 |
| Securities available for sale | 4,721,000 | 4,501,000 | 4,295,000 | 3,705,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,611,000 | 18,576,000 | 18,165,000 | 17,649,000 |
| Interest-bearing deposits | 18,611,000 | 18,576,000 | 18,165,000 | 17,649,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 4,299,000 | 4,334,000 | 4,355,000 | 4,356,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 243,000 | 499,000 | 746,000 | 1,002,000 |
| Interest expense | 33,000 | 65,000 | 98,000 | 130,000 |
| Net interest income | 210,000 | 434,000 | 648,000 | 872,000 |
| Noninterest income | 7,000 | 12,000 | 15,000 | 18,000 |
| Noninterest expense | 184,000 | 381,000 | 557,000 | 756,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 33,000 | 65,000 | 106,000 | 134,000 |
| Income tax | 0 | 16,000 | 25,000 | 33,000 |
| Net income | 33,000 | 49,000 | 81,000 | 101,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,352,000 | 4,361,000 | 4,393,000 | 4,399,000 |
| Total capital | 4,552,000 | 4,508,000 | 4,539,000 | 4,542,000 |
| Risk-weighted assets | 16,718,000 | 11,697,000 | 11,597,000 | 11,331,000 |