Call reports 2014
ADAMS COUNTY BUILDING AND LOAN COMPANY, THE — 2014
What ADAMS COUNTY BUILDING AND LOAN COMPANY, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 24,182,000 | 24,364,000 | 24,502,000 | 24,415,000 |
| Total loans | 12,798,000 | 12,566,000 | 12,750,000 | 12,555,000 |
| Allowance for loan losses | 200,000 | 200,000 | 200,000 | 200,000 |
| Securities available for sale | 0 | 0 | 0 | 6,242,000 |
| Securities held to maturity | 5,585,000 | 5,629,000 | 5,859,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,038,000 | 20,212,000 | 20,338,000 | 20,183,000 |
| Interest-bearing deposits | 20,037,000 | 20,212,000 | 20,337,000 | 20,183,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 4,079,000 | 4,097,000 | 4,103,000 | 4,174,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 268,000 | 522,000 | 766,000 | 1,015,000 |
| Interest expense | 40,000 | 79,000 | 118,000 | 157,000 |
| Net interest income | 228,000 | 443,000 | 648,000 | 858,000 |
| Noninterest income | 3,000 | 7,000 | 12,000 | 26,000 |
| Noninterest expense | 224,000 | 437,000 | 641,000 | 837,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 7,000 | 25,000 | 31,000 | 59,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 7,000 | 25,000 | 31,000 | 59,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,025,000 | 4,043,000 | 4,049,000 | 4,066,000 |
| Total capital | 4,171,000 | 4,185,000 | 4,193,000 | 4,207,000 |
| Risk-weighted assets | 16,166,000 | 15,658,000 | 11,559,000 | 11,285,000 |