Call reports 2013
ADAMS COUNTY BUILDING AND LOAN COMPANY, THE — 2013
What ADAMS COUNTY BUILDING AND LOAN COMPANY, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 26,111,000 | 26,040,000 | 25,662,000 | 24,699,000 |
| Total loans | 13,664,000 | 13,677,000 | 13,058,000 | 12,746,000 |
| Allowance for loan losses | 200,000 | 200,000 | 200,000 | 200,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,649,000 | 4,167,000 | 4,878,000 | 5,114,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,012,000 | 21,922,000 | 21,524,000 | 20,564,000 |
| Interest-bearing deposits | 22,012,000 | 21,922,000 | 21,524,000 | 20,564,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 4,035,000 | 4,062,000 | 4,077,000 | 4,072,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 277,000 | 547,000 | 804,000 | 1,043,000 |
| Interest expense | 53,000 | 104,000 | 154,000 | 193,000 |
| Net interest income | 224,000 | 443,000 | 650,000 | 850,000 |
| Noninterest income | 7,000 | 13,000 | 17,000 | 19,000 |
| Noninterest expense | 215,000 | 415,000 | 611,000 | 818,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 16,000 | 41,000 | 56,000 | 51,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 16,000 | 41,000 | 56,000 | 51,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,981,000 | 4,008,000 | 4,023,000 | 4,018,000 |
| Total capital | 4,133,000 | 4,159,000 | 4,173,000 | 4,164,000 |
| Risk-weighted assets | 12,313,000 | 12,181,000 | 11,951,000 | 11,604,000 |