Call reports 2012
ADAMS COUNTY BUILDING AND LOAN COMPANY, THE — 2012
What ADAMS COUNTY BUILDING AND LOAN COMPANY, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 26,076,000 | 25,971,000 | 26,012,000 | 26,070,000 |
| Total loans | 14,154,000 | 14,120,000 | 14,076,000 | 13,743,000 |
| Allowance for loan losses | 200,000 | 200,000 | 200,000 | 200,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,626,000 | 2,266,000 | 3,025,000 | 3,163,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,028,000 | 21,885,000 | 21,893,000 | 21,988,000 |
| Interest-bearing deposits | 22,028,000 | 21,885,000 | 21,893,000 | 21,988,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 4,018,000 | 4,053,000 | 4,083,000 | 4,019,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 288,000 | 572,000 | 862,000 | 1,092,000 |
| Interest expense | 66,000 | 128,000 | 188,000 | 244,000 |
| Net interest income | 222,000 | 444,000 | 674,000 | 848,000 |
| Noninterest income | 3,000 | 8,000 | 11,000 | -12,000 |
| Noninterest expense | 211,000 | 403,000 | 606,000 | 803,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 14,000 | 49,000 | 79,000 | 33,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 14,000 | 49,000 | 79,000 | 33,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,964,000 | 3,999,000 | 4,029,000 | 3,965,000 |
| Total capital | 4,122,000 | 4,148,000 | 4,178,000 | 4,120,000 |
| Risk-weighted assets | 12,738,000 | 12,427,000 | 12,541,000 | 12,331,000 |