Call reports 2012
MINNWEST BANK SOUTH — 2012
What MINNWEST BANK SOUTH reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 226,597,000 | 212,747,000 | 212,331,000 | 232,715,000 |
| Total loans | 128,981,000 | 130,177,000 | 134,696,000 | 151,987,000 |
| Allowance for loan losses | 2,003,000 | 2,265,000 | 2,275,000 | 2,253,000 |
| Securities available for sale | 34,120,000 | 33,235,000 | 31,164,000 | 28,112,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 192,617,000 | 178,427,000 | 177,983,000 | 198,030,000 |
| Interest-bearing deposits | 167,967,000 | 158,533,000 | 152,815,000 | 155,427,000 |
| Noninterest-bearing deposits | 24,650,000 | 19,894,000 | 25,168,000 | 42,603,000 |
| Equity capital | 20,046,000 | 20,446,000 | 20,766,000 | 20,977,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,839,000 | 3,710,000 | 5,585,000 | 7,520,000 |
| Interest expense | 481,000 | 875,000 | 1,193,000 | 1,470,000 |
| Net interest income | 1,358,000 | 2,835,000 | 4,392,000 | 6,050,000 |
| Noninterest income | -94,000 | 60,000 | 195,000 | 303,000 |
| Noninterest expense | 1,204,000 | 2,560,000 | 3,802,000 | 5,134,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 60,000 | 335,000 | 785,000 | 1,219,000 |
| Income tax | 2,000 | 90,000 | 246,000 | 394,000 |
| Net income | 58,000 | 245,000 | 539,000 | 825,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,312,000 | 18,671,000 | 19,196,000 | 20,171,000 |
| Total capital | 20,068,000 | 20,458,000 | 21,042,000 | 22,199,000 |
| Risk-weighted assets | 140,212,000 | 142,464,000 | 147,249,000 | 162,052,000 |