Call reports 2011
MINNWEST BANK SOUTH — 2011
What MINNWEST BANK SOUTH reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 232,457,000 | 217,969,000 | 216,349,000 | 232,513,000 |
| Total loans | 125,619,000 | 118,392,000 | 115,085,000 | 125,466,000 |
| Allowance for loan losses | 2,368,000 | 2,145,000 | 2,145,000 | 1,995,000 |
| Securities available for sale | 39,975,000 | 39,377,000 | 36,800,000 | 33,033,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 200,466,000 | 184,685,000 | 181,771,000 | 198,464,000 |
| Interest-bearing deposits | 178,072,000 | 165,647,000 | 163,675,000 | 163,640,000 |
| Noninterest-bearing deposits | 22,394,000 | 19,038,000 | 18,096,000 | 34,824,000 |
| Equity capital | 16,706,000 | 18,262,000 | 19,792,000 | 19,954,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,022,000 | 4,033,000 | 5,973,000 | 7,845,000 |
| Interest expense | 729,000 | 1,401,000 | 2,014,000 | 2,568,000 |
| Net interest income | 1,293,000 | 2,632,000 | 3,959,000 | 5,277,000 |
| Noninterest income | -343,000 | -459,000 | -351,000 | -356,000 |
| Noninterest expense | 1,241,000 | 2,578,000 | 3,953,000 | 5,330,000 |
| Provision for loan losses | 150,000 | 300,000 | 300,000 | 300,000 |
| Pretax income | -441,000 | -705,000 | -645,000 | -709,000 |
| Income tax | -200,000 | -329,000 | -328,000 | -378,000 |
| Net income | -241,000 | -376,000 | -317,000 | -331,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,938,000 | 16,330,000 | 18,084,000 | 18,244,000 |
| Total capital | 16,713,000 | 17,994,000 | 19,681,000 | 19,993,000 |
| Risk-weighted assets | 141,431,000 | 132,655,000 | 127,199,000 | 139,711,000 |