Call reports 2015
FIRSTBANK SOUTHWEST — 2015
What FIRSTBANK SOUTHWEST reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,001,896,000 | 956,850,000 | 941,145,000 | 949,427,000 |
| Total loans | 478,096,000 | 505,464,000 | 517,392,000 | 517,867,000 |
| Allowance for loan losses | 4,812,000 | 4,983,000 | 5,276,000 | 5,447,000 |
| Securities available for sale | 366,233,000 | 335,790,000 | 290,654,000 | 333,914,000 |
| Securities held to maturity | 537,000 | 513,000 | 486,000 | 461,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 908,604,000 | 858,640,000 | 841,044,000 | 851,239,000 |
| Interest-bearing deposits | 565,535,000 | 543,900,000 | 536,374,000 | 545,201,000 |
| Noninterest-bearing deposits | 343,069,000 | 314,740,000 | 304,670,000 | 306,038,000 |
| Equity capital | 81,141,000 | 83,836,000 | 87,543,000 | 87,103,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 6,746,000 | 13,518,000 | 20,502,000 | 27,320,000 |
| Interest expense | 342,000 | 674,000 | 994,000 | 1,297,000 |
| Net interest income | 6,404,000 | 12,844,000 | 19,508,000 | 26,023,000 |
| Noninterest income | 1,675,000 | 3,395,000 | 5,161,000 | 6,765,000 |
| Noninterest expense | 5,471,000 | 10,831,000 | 16,364,000 | 21,597,000 |
| Provision for loan losses | 150,000 | 330,000 | 550,000 | 720,000 |
| Pretax income | 2,458,000 | 5,078,000 | 7,755,000 | 10,471,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,458,000 | 5,078,000 | 7,755,000 | 10,471,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 78,570,000 | 81,190,000 | 83,867,000 | 84,583,000 |
| Total capital | 83,382,000 | 86,173,000 | 89,143,000 | 90,030,000 |
| Risk-weighted assets | 595,294,000 | 620,169,000 | 617,570,000 | 629,934,000 |