Call reports 2025
INSBANK — 2025
What INSBANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 934,717,000 | 946,065,000 | 962,262,000 | 1,050,158,000 |
| Total loans | 784,252,000 | 797,935,000 | 808,608,000 | 863,868,000 |
| Allowance for loan losses | 10,158,000 | 10,548,000 | 10,858,000 | 10,780,000 |
| Securities available for sale | 52,938,000 | 54,496,000 | 76,293,000 | 74,167,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 786,948,000 | 799,988,000 | 832,294,000 | 897,670,000 |
| Interest-bearing deposits | 693,791,000 | 710,740,000 | 734,179,000 | 803,280,000 |
| Noninterest-bearing deposits | 93,157,000 | 89,248,000 | 98,115,000 | 94,390,000 |
| Equity capital | 100,053,000 | 102,495,000 | 104,790,000 | 103,050,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 13,590,000 | 28,035,000 | 43,163,000 | 58,182,000 |
| Interest expense | 6,788,000 | 13,689,000 | 20,964,000 | 28,199,000 |
| Net interest income | 6,802,000 | 14,346,000 | 22,199,000 | 29,983,000 |
| Noninterest income | 458,000 | 1,035,000 | 1,445,000 | 1,145,000 |
| Noninterest expense | 4,378,000 | 8,886,000 | 13,810,000 | 18,837,000 |
| Provision for loan losses | 263,000 | 651,000 | 961,000 | 5,779,000 |
| Pretax income | 2,629,000 | 5,862,000 | 8,938,000 | 6,485,000 |
| Income tax | 543,000 | 1,207,000 | 1,561,000 | 290,000 |
| Net income | 2,086,000 | 4,655,000 | 7,377,000 | 6,195,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 102,423,000 | 104,992,000 | 106,963,000 | 104,782,000 |
| Total capital | 112,966,000 | 115,917,000 | 118,058,000 | 115,948,000 |
| Risk-weighted assets | 856,818,000 | 874,010,000 | 887,557,000 | 955,319,000 |