Call reports 2024
INSBANK — 2024
What INSBANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 824,908,000 | 833,231,000 | 869,050,000 | 903,124,000 |
| Total loans | 677,457,000 | 684,533,000 | 702,507,000 | 764,795,000 |
| Allowance for loan losses | 9,281,000 | 9,216,000 | 9,556,000 | 9,895,000 |
| Securities available for sale | 60,149,000 | 56,056,000 | 55,090,000 | 56,426,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 671,832,000 | 679,785,000 | 718,988,000 | 750,693,000 |
| Interest-bearing deposits | 595,745,000 | 600,949,000 | 632,279,000 | 666,467,000 |
| Noninterest-bearing deposits | 76,087,000 | 78,836,000 | 86,709,000 | 84,226,000 |
| Equity capital | 94,652,000 | 95,430,000 | 97,747,000 | 98,580,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 12,563,000 | 25,260,000 | 38,518,000 | 52,136,000 |
| Interest expense | 6,530,000 | 13,197,000 | 19,981,000 | 26,919,000 |
| Net interest income | 6,033,000 | 12,063,000 | 18,537,000 | 25,217,000 |
| Noninterest income | 263,000 | 690,000 | 1,299,000 | 1,653,000 |
| Noninterest expense | 3,379,000 | 6,880,000 | 10,753,000 | 14,689,000 |
| Provision for loan losses | 155,000 | 89,000 | 416,000 | 755,000 |
| Pretax income | 2,892,000 | 5,782,000 | 8,706,000 | 11,465,000 |
| Income tax | 710,000 | 1,390,000 | 1,941,000 | 2,354,000 |
| Net income | 2,182,000 | 4,392,000 | 6,765,000 | 9,111,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 95,657,000 | 96,867,000 | 99,240,000 | 101,087,000 |
| Total capital | 105,138,000 | 106,533,000 | 109,018,000 | 111,367,000 |
| Risk-weighted assets | 758,380,000 | 773,656,000 | 782,133,000 | 849,407,000 |