Call reports 2023
INSBANK — 2023
What INSBANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 785,033,000 | 811,165,000 | 811,057,000 | 833,885,000 |
| Total loans | 661,226,000 | 675,627,000 | 673,256,000 | 681,558,000 |
| Allowance for loan losses | 9,396,000 | 9,536,000 | 9,457,000 | 9,126,000 |
| Securities available for sale | 47,600,000 | 50,764,000 | 53,564,000 | 58,161,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 629,066,000 | 656,545,000 | 657,793,000 | 686,202,000 |
| Interest-bearing deposits | 543,437,000 | 580,910,000 | 580,514,000 | 615,779,000 |
| Noninterest-bearing deposits | 85,629,000 | 75,635,000 | 77,279,000 | 70,423,000 |
| Equity capital | 88,054,000 | 89,787,000 | 91,104,000 | 92,975,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 10,387,000 | 21,935,000 | 34,063,000 | 46,855,000 |
| Interest expense | 4,261,000 | 9,577,000 | 15,115,000 | 21,425,000 |
| Net interest income | 6,126,000 | 12,358,000 | 18,948,000 | 25,430,000 |
| Noninterest income | 433,000 | 498,000 | 743,000 | 1,301,000 |
| Noninterest expense | 3,288,000 | 6,595,000 | 9,994,000 | 13,736,000 |
| Provision for loan losses | 125,000 | 265,000 | 165,000 | 369,000 |
| Pretax income | 3,146,000 | 5,996,000 | 9,532,000 | 12,680,000 |
| Income tax | 744,000 | 1,435,000 | 2,287,000 | 2,765,000 |
| Net income | 2,402,000 | 4,561,000 | 7,245,000 | 9,915,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 88,262,000 | 89,522,000 | 91,906,000 | 94,075,000 |
| Total capital | 97,605,000 | 99,028,000 | 101,363,000 | 103,640,000 |
| Risk-weighted assets | 747,406,000 | 760,453,000 | 757,314,000 | 765,268,000 |