Call reports 2021
INSBANK — 2021
What INSBANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 634,653,000 | 658,017,000 | 677,534,000 | 698,073,000 |
| Total loans | 543,178,000 | 534,573,000 | 549,510,000 | 551,463,000 |
| Allowance for loan losses | 7,515,000 | 7,225,000 | 7,575,000 | 8,025,000 |
| Securities available for sale | 12,747,000 | 16,093,000 | 17,513,000 | 21,606,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 505,272,000 | 533,822,000 | 559,074,000 | 585,178,000 |
| Interest-bearing deposits | 432,295,000 | 452,422,000 | 478,533,000 | 504,808,000 |
| Noninterest-bearing deposits | 72,977,000 | 81,400,000 | 80,541,000 | 80,370,000 |
| Equity capital | 65,738,000 | 66,897,000 | 68,509,000 | 72,250,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 5,875,000 | 11,998,000 | 18,381,000 | 24,902,000 |
| Interest expense | 1,431,000 | 2,671,000 | 3,751,000 | 4,691,000 |
| Net interest income | 4,444,000 | 9,327,000 | 14,630,000 | 20,211,000 |
| Noninterest income | 802,000 | 947,000 | 1,235,000 | 2,150,000 |
| Noninterest expense | 2,660,000 | 5,250,000 | 8,075,000 | 11,401,000 |
| Provision for loan losses | 650,000 | 1,025,000 | 1,400,000 | 1,850,000 |
| Pretax income | 1,998,000 | 4,061,000 | 6,452,000 | 9,172,000 |
| Income tax | 465,000 | 916,000 | 1,443,000 | 1,920,000 |
| Net income | 1,533,000 | 3,145,000 | 5,009,000 | 7,252,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,068,000 | 66,395,000 | 68,020,000 | 71,662,000 |
| Total capital | 71,904,000 | 73,303,000 | 75,338,000 | 79,149,000 |
| Risk-weighted assets | 546,203,000 | 552,354,000 | 585,240,000 | 598,431,000 |