Call reports 2019
INSBANK — 2019
What INSBANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 522,019,000 | 535,187,000 | 536,690,000 | 551,549,000 |
| Total loans | 429,917,000 | 438,003,000 | 451,016,000 | 469,173,000 |
| Allowance for loan losses | 4,954,000 | 5,102,000 | 5,230,000 | 5,380,000 |
| Securities available for sale | 22,009,000 | 20,638,000 | 19,380,000 | 20,995,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 1,000 | 0 | 0 | 0 |
| Total deposits | 411,272,000 | 426,455,000 | 419,195,000 | 437,243,000 |
| Interest-bearing deposits | 374,905,000 | 391,444,000 | 381,997,000 | 402,368,000 |
| Noninterest-bearing deposits | 36,367,000 | 35,011,000 | 37,198,000 | 34,875,000 |
| Equity capital | 57,372,000 | 58,726,000 | 60,091,000 | 61,879,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 6,088,000 | 12,224,000 | 18,661,000 | 24,937,000 |
| Interest expense | 2,139,000 | 4,326,000 | 6,656,000 | 8,874,000 |
| Net interest income | 3,949,000 | 7,898,000 | 12,005,000 | 16,063,000 |
| Noninterest income | 203,000 | 407,000 | 719,000 | 1,381,000 |
| Noninterest expense | 2,390,000 | 4,768,000 | 7,247,000 | 9,834,000 |
| Provision for loan losses | 225,000 | 400,000 | 525,000 | 725,000 |
| Pretax income | 1,537,000 | 3,153,000 | 4,968,000 | 6,901,000 |
| Income tax | 403,000 | 825,000 | 1,296,000 | 1,469,000 |
| Net income | 1,134,000 | 2,328,000 | 3,672,000 | 5,432,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,519,000 | 58,714,000 | 60,058,000 | 61,818,000 |
| Total capital | 62,473,000 | 63,816,000 | 65,288,000 | 67,198,000 |
| Risk-weighted assets | 480,543,000 | 484,046,000 | 499,037,000 | 507,208,000 |