Call reports 2018
INSBANK — 2018
What INSBANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 465,838,000 | 475,552,000 | 509,169,000 | 517,289,000 |
| Total loans | 392,493,000 | 398,982,000 | 443,683,000 | 436,885,000 |
| Allowance for loan losses | 4,488,000 | 4,454,000 | 4,710,000 | 4,831,000 |
| Securities available for sale | 23,509,000 | 23,101,000 | 22,088,000 | 22,873,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 41,000 | 27,000 | 22,000 | 8,000 |
| Total deposits | 365,815,000 | 383,470,000 | 398,930,000 | 413,911,000 |
| Interest-bearing deposits | 340,130,000 | 354,111,000 | 362,648,000 | 378,993,000 |
| Noninterest-bearing deposits | 25,685,000 | 29,359,000 | 36,282,000 | 34,918,000 |
| Equity capital | 46,252,000 | 47,348,000 | 48,517,000 | 56,034,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,938,000 | 10,368,000 | 16,116,000 | 22,226,000 |
| Interest expense | 1,325,000 | 2,846,000 | 4,589,000 | 6,573,000 |
| Net interest income | 3,613,000 | 7,522,000 | 11,527,000 | 15,653,000 |
| Noninterest income | 502,000 | 1,144,000 | 1,804,000 | 2,117,000 |
| Noninterest expense | 2,567,000 | 5,321,000 | 8,045,000 | 10,773,000 |
| Provision for loan losses | 200,000 | 465,000 | 720,000 | 905,000 |
| Pretax income | 1,348,000 | 2,880,000 | 4,566,000 | 6,092,000 |
| Income tax | 347,000 | 752,000 | 1,177,000 | 1,353,000 |
| Net income | 1,001,000 | 2,128,000 | 3,389,000 | 4,739,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,553,000 | 47,679,000 | 48,941,000 | 56,386,000 |
| Total capital | 51,041,000 | 52,133,000 | 53,651,000 | 61,217,000 |
| Risk-weighted assets | 448,758,000 | 457,174,000 | 493,456,000 | 485,518,000 |