Call reports 2017
INSBANK — 2017
What INSBANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 407,123,000 | 415,815,000 | 433,187,000 | 448,073,000 |
| Total loans | 341,488,000 | 349,318,000 | 375,722,000 | 378,926,000 |
| Allowance for loan losses | 4,084,000 | 4,169,000 | 4,041,000 | 4,313,000 |
| Securities available for sale | 21,532,000 | 20,029,000 | 19,550,000 | 20,193,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 21,000 | 7,000 | 3,000 | 3,000 |
| Total deposits | 320,446,000 | 327,959,000 | 338,354,000 | 358,598,000 |
| Interest-bearing deposits | 294,309,000 | 310,660,000 | 320,820,000 | 339,325,000 |
| Noninterest-bearing deposits | 26,137,000 | 17,299,000 | 17,534,000 | 19,273,000 |
| Equity capital | 41,663,000 | 43,948,000 | 44,743,000 | 45,444,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,089,000 | 8,415,000 | 12,933,000 | 17,785,000 |
| Interest expense | 1,005,000 | 2,066,000 | 3,240,000 | 4,501,000 |
| Net interest income | 3,084,000 | 6,349,000 | 9,693,000 | 13,284,000 |
| Noninterest income | 364,000 | 954,000 | 1,583,000 | 2,670,000 |
| Noninterest expense | 2,336,000 | 4,838,000 | 7,378,000 | 10,096,000 |
| Provision for loan losses | 80,000 | 278,000 | 478,000 | 698,000 |
| Pretax income | 1,032,000 | 2,187,000 | 3,420,000 | 5,160,000 |
| Income tax | 378,000 | 803,000 | 1,248,000 | 2,136,000 |
| Net income | 654,000 | 1,384,000 | 2,172,000 | 3,024,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,681,000 | 43,911,000 | 44,699,000 | 45,551,000 |
| Total capital | 45,765,000 | 48,080,000 | 48,740,000 | 49,864,000 |
| Risk-weighted assets | 392,143,000 | 401,816,000 | 424,710,000 | 423,185,000 |