Call reports 2013
INSBANK — 2013
What INSBANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 200,245,000 | 206,880,000 | 207,256,000 | 225,033,000 |
| Total loans | 145,992,000 | 156,480,000 | 161,952,000 | 175,291,000 |
| Allowance for loan losses | 2,667,000 | 2,678,000 | 2,680,000 | 2,511,000 |
| Securities available for sale | 18,329,000 | 18,216,000 | 16,897,000 | 16,887,000 |
| Securities held to maturity | 0 | 0 | 0 | 1,000,000 |
| Trading assets | 74,000 | 174,000 | 118,000 | 101,000 |
| Total deposits | 146,027,000 | 152,183,000 | 151,836,000 | 169,620,000 |
| Interest-bearing deposits | 128,280,000 | 135,048,000 | 134,838,000 | 156,001,000 |
| Noninterest-bearing deposits | 17,747,000 | 17,135,000 | 16,998,000 | 13,619,000 |
| Equity capital | 19,738,000 | 19,931,000 | 20,359,000 | 20,537,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,093,000 | 4,221,000 | 6,593,000 | 8,963,000 |
| Interest expense | 516,000 | 1,024,000 | 1,523,000 | 2,118,000 |
| Net interest income | 1,577,000 | 3,197,000 | 5,070,000 | 6,845,000 |
| Noninterest income | 91,000 | 272,000 | 337,000 | 425,000 |
| Noninterest expense | 1,107,000 | 2,254,000 | 3,492,000 | 4,739,000 |
| Provision for loan losses | 0 | 0 | 0 | -170,000 |
| Pretax income | 561,000 | 1,215,000 | 1,915,000 | 2,701,000 |
| Income tax | 187,000 | 410,000 | 670,000 | 958,000 |
| Net income | 374,000 | 805,000 | 1,245,000 | 1,743,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,222,000 | 19,653,000 | 20,156,000 | 20,497,000 |
| Total capital | 21,243,000 | 21,832,000 | 22,416,000 | 22,911,000 |
| Risk-weighted assets | 161,020,000 | 173,792,000 | 180,408,000 | 192,993,000 |