Call reports 2012
INSBANK — 2012
What INSBANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 168,275,000 | 165,151,000 | 171,731,000 | 204,232,000 |
| Total loans | 124,294,000 | 127,200,000 | 128,923,000 | 150,777,000 |
| Allowance for loan losses | 2,837,000 | 2,838,000 | 2,839,000 | 2,666,000 |
| Securities available for sale | 22,129,000 | 19,708,000 | 18,779,000 | 18,766,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 82,000 |
| Total deposits | 111,578,000 | 108,994,000 | 119,751,000 | 148,704,000 |
| Interest-bearing deposits | 97,614,000 | 92,598,000 | 101,648,000 | 126,892,000 |
| Noninterest-bearing deposits | 13,964,000 | 16,396,000 | 18,103,000 | 21,812,000 |
| Equity capital | 18,238,000 | 18,644,000 | 19,096,000 | 19,386,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,952,000 | 3,922,000 | 5,952,000 | 7,985,000 |
| Interest expense | 668,000 | 1,283,000 | 1,970,000 | 2,559,000 |
| Net interest income | 1,284,000 | 2,639,000 | 3,982,000 | 5,426,000 |
| Noninterest income | 93,000 | 176,000 | 565,000 | 691,000 |
| Noninterest expense | 1,023,000 | 2,053,000 | 3,161,000 | 4,156,000 |
| Provision for loan losses | 0 | 0 | 0 | -175,000 |
| Pretax income | 354,000 | 762,000 | 1,386,000 | 2,200,000 |
| Income tax | 0 | 0 | 232,000 | 436,000 |
| Net income | 354,000 | 762,000 | 1,154,000 | 1,764,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,435,000 | 17,844,000 | 18,236,000 | 18,846,000 |
| Total capital | 19,140,000 | 19,581,000 | 20,015,000 | 20,914,000 |
| Risk-weighted assets | 135,248,000 | 137,855,000 | 141,269,000 | 164,829,000 |