Call reports 2011
INSBANK — 2011
What INSBANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 143,739,000 | 141,983,000 | 143,410,000 | 158,781,000 |
| Total loans | 101,857,000 | 104,265,000 | 108,861,000 | 121,655,000 |
| Allowance for loan losses | 3,000,000 | 2,881,000 | 2,867,000 | 2,863,000 |
| Securities available for sale | 22,330,000 | 22,485,000 | 20,548,000 | 20,696,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,636,000 | 95,369,000 | 93,260,000 | 108,460,000 |
| Interest-bearing deposits | 88,237,000 | 86,005,000 | 84,031,000 | 93,666,000 |
| Noninterest-bearing deposits | 9,399,000 | 9,364,000 | 9,229,000 | 14,794,000 |
| Equity capital | 13,792,000 | 14,227,000 | 17,583,000 | 17,936,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,745,000 | 3,508,000 | 5,324,000 | 7,224,000 |
| Interest expense | 680,000 | 1,365,000 | 2,007,000 | 2,657,000 |
| Net interest income | 1,065,000 | 2,143,000 | 3,317,000 | 4,567,000 |
| Noninterest income | 84,000 | 163,000 | 235,000 | 353,000 |
| Noninterest expense | 902,000 | 1,818,000 | 2,741,000 | 3,699,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 247,000 | 488,000 | 811,000 | 1,221,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 247,000 | 488,000 | 811,000 | 1,221,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,108,000 | 13,349,000 | 16,671,000 | 17,082,000 |
| Total capital | 14,468,000 | 14,765,000 | 18,141,000 | 18,738,000 |
| Risk-weighted assets | 107,176,000 | 111,844,000 | 116,226,000 | 131,275,000 |