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Call reports 2008

INSBANK — 2008

What INSBANK reported to the FFIEC in 2008, quarter by quarter.

PERIOD: 2008SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/0a1ed221-372e-40b2-a78c-dd9174b817d4/2008

Balance sheet

What the bank holds and owes at quarter end

Measure2008Q12008Q22008Q32008Q4
Total assets133,101,000134,327,000137,273,000138,594,000
Total loans90,286,00089,337,00091,076,00099,912,000
Allowance for loan losses901,000933,000931,0001,015,000
Securities available for sale35,976,00035,058,00032,834,00029,174,000
Securities held to maturity0000
Trading assets2,063,0001,864,0001,831,0001,837,000
Total deposits67,671,00070,849,00073,486,00077,600,000
Interest-bearing deposits61,060,00063,549,00067,395,00071,919,000
Noninterest-bearing deposits6,611,0007,300,0006,091,0005,681,000
Equity capital14,190,00013,974,00014,375,00014,517,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2008Q12008Q22008Q32008Q4
Interest income2,054,0004,059,0006,055,0008,083,000
Interest expense1,132,0002,233,0003,314,0004,403,000
Net interest income922,0001,826,0002,741,0003,680,000
Noninterest income52,00076,000149,000241,000
Noninterest expense950,0001,629,0002,684,0003,562,000
Provision for loan losses9,00041,00041,000319,000
Pretax income119,000278,000293,000316,000
Income tax0000
Net income119,000278,000293,000316,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2008Q12008Q22008Q32008Q4
Tier 1 capital13,884,00013,719,00013,760,00013,783,000
Total capital14,785,00014,652,00014,691,00014,798,000
Risk-weighted assets102,148,000101,652,000102,869,000109,244,000

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