Call reports 2005
INSBANK — 2005
What INSBANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 66,948,000 | 68,272,000 | 72,409,000 | 74,045,000 |
| Total loans | 50,314,000 | 51,641,000 | 51,021,000 | 54,683,000 |
| Allowance for loan losses | 628,000 | 633,000 | 633,000 | 633,000 |
| Securities available for sale | 13,964,000 | 14,247,000 | 16,498,000 | 16,227,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,001,000 | 48,440,000 | 51,625,000 | 50,403,000 |
| Interest-bearing deposits | 43,472,000 | 44,953,000 | 47,751,000 | 45,941,000 |
| Noninterest-bearing deposits | 5,529,000 | 3,487,000 | 3,874,000 | 4,462,000 |
| Equity capital | 5,558,000 | 5,770,000 | 5,796,000 | 5,889,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 929,000 | 1,922,000 | 2,983,000 | 4,125,000 |
| Interest expense | 341,000 | 744,000 | 1,230,000 | 1,758,000 |
| Net interest income | 588,000 | 1,178,000 | 1,753,000 | 2,367,000 |
| Noninterest income | 23,000 | 58,000 | 97,000 | 131,000 |
| Noninterest expense | 518,000 | 1,035,000 | 1,541,000 | 2,053,000 |
| Provision for loan losses | 8,000 | 13,000 | 13,000 | 15,000 |
| Pretax income | 85,000 | 188,000 | 296,000 | 430,000 |
| Income tax | 0 | 0 | 0 | -56,000 |
| Net income | 85,000 | 188,000 | 296,000 | 486,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,723,000 | 5,826,000 | 5,934,000 | 6,124,000 |
| Total capital | 6,351,000 | 6,459,000 | 6,567,000 | 6,757,000 |
| Risk-weighted assets | 53,342,000 | 54,154,000 | 54,207,000 | 58,936,000 |
Machine access — free, no API key
Every figure shown here about INSBANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.