Call reports 2020
ARKANSAS COUNTY BANK — 2020
What ARKANSAS COUNTY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 159,428,000 | 168,673,000 | 179,210,000 | 188,339,000 |
| Total loans | 95,580,000 | 103,884,000 | 109,789,000 | 94,093,000 |
| Allowance for loan losses | 1,848,000 | 1,847,000 | 1,777,000 | 1,768,000 |
| Securities available for sale | 46,282,000 | 43,236,000 | 38,125,000 | 37,718,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,583,000 | 127,045,000 | 140,257,000 | 152,135,000 |
| Interest-bearing deposits | 89,844,000 | 90,341,000 | 93,179,000 | 103,046,000 |
| Noninterest-bearing deposits | 31,739,000 | 36,704,000 | 47,078,000 | 49,089,000 |
| Equity capital | 18,659,000 | 20,618,000 | 21,420,000 | 19,345,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,836,000 | 3,725,000 | 5,702,000 | 7,421,000 |
| Interest expense | 242,000 | 456,000 | 675,000 | 860,000 |
| Net interest income | 1,594,000 | 3,269,000 | 5,027,000 | 6,561,000 |
| Noninterest income | 98,000 | 148,000 | 200,000 | 271,000 |
| Noninterest expense | 1,194,000 | 2,214,000 | 3,334,000 | 4,371,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 590,000 | 1,282,000 | 1,958,000 | 2,528,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 590,000 | 1,282,000 | 1,958,000 | 2,528,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,797,000 | 19,489,000 | 20,165,000 | 18,136,000 |
| Total capital | 20,082,000 | 20,821,000 | — | — |
| Risk-weighted assets | 102,296,000 | 106,044,000 | — | — |