Call reports 2019
ARKANSAS COUNTY BANK — 2019
What ARKANSAS COUNTY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 163,990,000 | 171,744,000 | 180,998,000 | 169,427,000 |
| Total loans | 90,845,000 | 101,659,000 | 107,360,000 | 96,719,000 |
| Allowance for loan losses | 1,949,000 | 1,889,000 | 1,897,000 | 1,871,000 |
| Securities available for sale | 58,428,000 | 57,276,000 | 52,966,000 | 52,485,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,219,000 | 122,855,000 | 129,549,000 | 132,296,000 |
| Interest-bearing deposits | 95,116,000 | 90,552,000 | 98,240,000 | 101,272,000 |
| Noninterest-bearing deposits | 33,103,000 | 32,303,000 | 31,309,000 | 31,024,000 |
| Equity capital | 18,416,000 | 19,781,000 | 20,680,000 | 18,749,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,794,000 | 3,696,000 | 5,828,000 | 7,813,000 |
| Interest expense | 199,000 | 433,000 | 777,000 | 1,113,000 |
| Net interest income | 1,595,000 | 3,263,000 | 5,051,000 | 6,700,000 |
| Noninterest income | 64,000 | 168,000 | 233,000 | 315,000 |
| Noninterest expense | 1,157,000 | 2,183,000 | 3,291,000 | 4,258,000 |
| Provision for loan losses | 25,000 | 25,000 | 25,000 | 25,000 |
| Pretax income | 477,000 | 1,221,000 | 1,955,000 | 2,719,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 477,000 | 1,221,000 | 1,955,000 | 2,719,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,564,000 | 19,307,000 | 20,042,000 | 18,207,000 |
| Total capital | 19,864,000 | 20,696,000 | 21,447,000 | 19,550,000 |
| Risk-weighted assets | 103,307,000 | 110,604,000 | 111,873,000 | 106,975,000 |