Call reports 2018
ARKANSAS COUNTY BANK — 2018
What ARKANSAS COUNTY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 167,290,000 | 170,333,000 | 175,511,000 | 161,072,000 |
| Total loans | 86,279,000 | 99,276,000 | 106,367,000 | 90,981,000 |
| Allowance for loan losses | 1,810,000 | 1,861,000 | 1,916,000 | 1,981,000 |
| Securities available for sale | 55,968,000 | 59,216,000 | 55,789,000 | 55,697,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 132,750,000 | 121,231,000 | 118,014,000 | 124,734,000 |
| Interest-bearing deposits | 95,360,000 | 87,471,000 | 89,164,000 | 93,772,000 |
| Noninterest-bearing deposits | 37,390,000 | 33,760,000 | 28,850,000 | 30,962,000 |
| Equity capital | 16,999,000 | 17,326,000 | 17,580,000 | 17,114,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,632,000 | 3,401,000 | 5,361,000 | 7,267,000 |
| Interest expense | 166,000 | 341,000 | 603,000 | 867,000 |
| Net interest income | 1,466,000 | 3,060,000 | 4,758,000 | 6,400,000 |
| Noninterest income | 79,000 | 187,000 | 263,000 | 347,000 |
| Noninterest expense | 1,138,000 | 2,163,000 | 3,302,000 | 4,251,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 317,000 | 910,000 | 1,470,000 | 2,172,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 317,000 | 910,000 | 1,470,000 | 2,172,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,975,000 | 18,576,000 | 19,136,000 | 18,087,000 |
| Total capital | 19,199,000 | 19,921,000 | 20,547,000 | 19,358,000 |
| Risk-weighted assets | 97,303,000 | 107,056,000 | 112,369,000 | 101,001,000 |