Call reports 2017
ARKANSAS COUNTY BANK — 2017
What ARKANSAS COUNTY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 163,608,000 | 163,095,000 | 171,576,000 | 169,023,000 |
| Total loans | 89,711,000 | 99,394,000 | 102,430,000 | 90,488,000 |
| Allowance for loan losses | 1,739,000 | 1,799,000 | 1,829,000 | 1,902,000 |
| Securities available for sale | 49,101,000 | 55,276,000 | 54,171,000 | 55,447,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,971,000 | 122,664,000 | 121,604,000 | 133,835,000 |
| Interest-bearing deposits | 94,862,000 | 92,303,000 | 91,451,000 | 99,584,000 |
| Noninterest-bearing deposits | 32,109,000 | 30,361,000 | 30,153,000 | 34,251,000 |
| Equity capital | 17,716,000 | 18,475,000 | 18,822,000 | 17,346,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,580,000 | 3,273,000 | 5,088,000 | 6,834,000 |
| Interest expense | 173,000 | 343,000 | 540,000 | 735,000 |
| Net interest income | 1,407,000 | 2,930,000 | 4,548,000 | 6,099,000 |
| Noninterest income | 70,000 | 188,000 | 259,000 | 363,000 |
| Noninterest expense | 1,195,000 | 2,240,000 | 3,372,000 | 4,366,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 202,000 | 723,000 | 1,205,000 | 1,789,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 202,000 | 723,000 | 1,205,000 | 1,789,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,571,000 | 18,093,000 | 18,575,000 | 17,658,000 |
| Total capital | 18,813,000 | 19,399,000 | 19,910,000 | 18,905,000 |
| Risk-weighted assets | 98,913,000 | 103,974,000 | 106,302,000 | 99,069,000 |