Call reports 2016
ARKANSAS COUNTY BANK — 2016
What ARKANSAS COUNTY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 171,530,000 | 171,179,000 | 173,244,000 | 167,770,000 |
| Total loans | 97,081,000 | 103,999,000 | 109,266,000 | 94,354,000 |
| Allowance for loan losses | 1,776,000 | 1,550,000 | 1,590,000 | 1,667,000 |
| Securities available for sale | 54,584,000 | 53,865,000 | 51,065,000 | 48,934,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 135,181,000 | 126,688,000 | 124,214,000 | 131,688,000 |
| Interest-bearing deposits | 100,060,000 | 97,048,000 | 95,856,000 | 101,619,000 |
| Noninterest-bearing deposits | 35,121,000 | 29,640,000 | 28,358,000 | 30,069,000 |
| Equity capital | 18,320,000 | 19,106,000 | 19,768,000 | 17,273,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,733,000 | 3,550,000 | 5,527,000 | 7,282,000 |
| Interest expense | 181,000 | 359,000 | 550,000 | 730,000 |
| Net interest income | 1,552,000 | 3,191,000 | 4,977,000 | 6,552,000 |
| Noninterest income | 77,000 | 194,000 | 276,000 | 347,000 |
| Noninterest expense | 1,189,000 | 2,236,000 | 3,436,000 | 4,416,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 377,000 | 1,012,000 | 1,606,000 | 2,186,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 377,000 | 1,012,000 | 1,606,000 | 2,186,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,561,000 | 18,196,000 | 18,790,000 | 17,369,000 |
| Total capital | 18,842,000 | 19,534,000 | 20,206,000 | 18,650,000 |
| Risk-weighted assets | 102,018,000 | 106,771,000 | 113,057,000 | 102,120,000 |