Call reports 2015
ARKANSAS COUNTY BANK — 2015
What ARKANSAS COUNTY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 175,531,000 | 177,552,000 | 184,265,000 | 175,124,000 |
| Total loans | 98,430,000 | 109,759,000 | 115,340,000 | 103,449,000 |
| Allowance for loan losses | 1,277,000 | 1,280,000 | 1,345,000 | 1,700,000 |
| Securities available for sale | 59,665,000 | 56,404,000 | 55,022,000 | 55,141,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,696,000 | 128,115,000 | 134,003,000 | 138,851,000 |
| Interest-bearing deposits | 106,505,000 | 97,286,000 | 98,604,000 | 104,973,000 |
| Noninterest-bearing deposits | 32,191,000 | 30,829,000 | 35,399,000 | 33,878,000 |
| Equity capital | 18,349,000 | 18,262,000 | 19,410,000 | 17,591,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,684,000 | 3,484,000 | 5,481,000 | 7,298,000 |
| Interest expense | 189,000 | 370,000 | 562,000 | 750,000 |
| Net interest income | 1,495,000 | 3,114,000 | 4,919,000 | 6,548,000 |
| Noninterest income | 101,000 | 204,000 | 282,000 | 291,000 |
| Noninterest expense | 1,077,000 | 2,233,000 | 3,257,000 | 4,356,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 600,000 |
| Pretax income | 448,000 | 941,000 | 1,725,000 | 1,882,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 448,000 | 941,000 | 1,725,000 | 1,882,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,500,000 | 17,993,000 | 18,777,000 | 17,184,000 |
| Total capital | 18,777,000 | 19,273,000 | 20,122,000 | 18,510,000 |
| Risk-weighted assets | 104,355,000 | 111,018,000 | 115,266,000 | 105,750,000 |