Call reports 2014
ARKANSAS COUNTY BANK — 2014
What ARKANSAS COUNTY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 176,595,000 | 175,843,000 | 180,873,000 | 178,399,000 |
| Total loans | 90,151,000 | 107,278,000 | 112,469,000 | 102,968,000 |
| Allowance for loan losses | 986,000 | 934,000 | 975,000 | 1,234,000 |
| Securities available for sale | 54,188,000 | 55,117,000 | 55,155,000 | 58,252,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 142,200,000 | 131,517,000 | 127,226,000 | 141,982,000 |
| Interest-bearing deposits | 106,822,000 | 100,988,000 | 97,028,000 | 110,946,000 |
| Noninterest-bearing deposits | 35,378,000 | 30,529,000 | 30,198,000 | 31,036,000 |
| Equity capital | 16,898,000 | 17,788,000 | 18,594,000 | 17,462,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,653,000 | 3,463,000 | 5,483,000 | 7,353,000 |
| Interest expense | 200,000 | 391,000 | 587,000 | 782,000 |
| Net interest income | 1,453,000 | 3,072,000 | 4,896,000 | 6,571,000 |
| Noninterest income | 81,000 | 185,000 | 250,000 | 345,000 |
| Noninterest expense | 1,101,000 | 2,252,000 | 3,298,000 | 4,385,000 |
| Provision for loan losses | 45,000 | 110,000 | 185,000 | 510,000 |
| Pretax income | 388,000 | 901,000 | 1,670,000 | 2,032,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 388,000 | 901,000 | 1,670,000 | 2,032,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,158,000 | 17,671,000 | 18,440,000 | 17,052,000 |
| Total capital | 18,144,000 | 18,605,000 | 19,415,000 | 18,286,000 |
| Risk-weighted assets | 100,450,000 | 111,432,000 | 115,780,000 | 111,798,000 |