Call reports 2013
ARKANSAS COUNTY BANK — 2013
What ARKANSAS COUNTY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 170,742,000 | 166,844,000 | 175,566,000 | 176,438,000 |
| Total loans | 87,835,000 | 104,611,000 | 108,144,000 | 94,302,000 |
| Allowance for loan losses | 761,000 | 843,000 | 871,000 | 950,000 |
| Securities available for sale | 49,292,000 | 47,174,000 | 47,037,000 | 48,450,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,454,000 | 129,488,000 | 126,905,000 | 141,513,000 |
| Interest-bearing deposits | 107,313,000 | 102,180,000 | 99,695,000 | 111,545,000 |
| Noninterest-bearing deposits | 30,141,000 | 27,308,000 | 27,210,000 | 29,968,000 |
| Equity capital | 16,065,000 | 15,357,000 | 15,768,000 | 16,132,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,577,000 | 3,400,000 | 5,402,000 | 7,208,000 |
| Interest expense | 233,000 | 449,000 | 669,000 | 881,000 |
| Net interest income | 1,344,000 | 2,951,000 | 4,733,000 | 6,327,000 |
| Noninterest income | 94,000 | 175,000 | 265,000 | 368,000 |
| Noninterest expense | 1,115,000 | 2,182,000 | 3,261,000 | 4,338,000 |
| Provision for loan losses | 30,000 | 105,000 | 180,000 | 255,000 |
| Pretax income | 294,000 | 838,000 | 1,556,000 | 2,100,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 294,000 | 838,000 | 1,556,000 | 2,100,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,964,000 | 15,508,000 | 16,226,000 | 16,770,000 |
| Total capital | 15,725,000 | 16,351,000 | 17,097,000 | 17,720,000 |
| Risk-weighted assets | 105,170,000 | 116,802,000 | 122,278,000 | 112,283,000 |